Let T.M. Landry Appraisals handle your appraisal

Thousands of people in Louisiana purchase, sell or refinance their home every year. A lot of these transactions include a simple line item for an appraisal. Practically all lenders still want a local expert because the stakes are so high, even though there are an increasing number of automated home valuation systems that might appear to be more economical than an appraisal. But is obtaining a mortgage the only basis for getting an appraisal? Are there additional situations when the services of a licensed, independent real estate professional might be beneficial? Absolutely.


	If you're planning on any transaction where the value of your real estate is a factor, contact T.M. Landry Appraisals. Just click here.

Appeal your tax assessment in Livingston County

If you live in an area where property values have declined, it's possible you're paying too much in property taxes. When building your case, an appraisal from T.M. Landry Appraisals is your best evidence. At T.M. Landry Appraisals,we can assist you in challenging your tax assessment.

Let T.M. Landry Appraisals help you lower your mortgage payment

Private Mortgage Insurance, or PMI, is an additional insurance plan that many lenders ask homeowners to purchase when the amount being loaned to the homeowner is more than 80% of the actual value of the home. This additional payment is often bundled into the monthly mortgage payment and is promptly forgotten. This is bad because PMI is unnecessary when the leftover balance of the loan - whether through market appreciation or principal pay down - goes below the 80% mark. In fact, the United States Congress passed a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to do away with the PMI installments when the loan-to-value ratio conditions have been met.

If you'd like to eliminate PMI, T.M. Landry Appraisals can provide you with a statement regarding the value of your home. The price you paid for the home valuation can generally be offset in a short amount of time because you'll no longer be paying the PMI.

An appraisal from T.M. Landry Appraisals will help you settle a divorce with less stress

A divorce is an especially heartbreaking ordeal for the parties involved, and it is often even more complicated by the burdensome decision of who keeps the property. It's a good idea to get an appraisal from T.M. Landry Appraisals so both parties are completely aware of the true market value of their home, regardless of the circumstances.

The parties will have a clearer picture of what price to set, if they want to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation.

Trustworthy estate liquidation

Losing a loved one is a difficult time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the residential property involved. We ensure the highest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Unlike many wealthy individuals, most Americans don't have dedicated estate planners or executors to take care of these affairs. A home or other property often makes up a disproportionate share of the total estate value, so understanding the true value of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've gotten a fair deal.

Relocating to or from Livingston County

We understand the stress associated with an employee relocation. That being said, we take great care in establishing an accommodating appointment time for the appraisal inspection. During our intensive process, we encourage relocating employees to provide feedback on the positive characteristics of their property, as well as information regarding any new sales or listings in their area that they want considered.

Let T.M. Landry Appraisals assist you in selling your home quickly at the right price

Whether you decide to sell your home on your own or use the assistance of a real estate agent, a professional appraisal can help you make a more informed decision regarding your selling price. Unlike a real estate agent, an appraiser has no vested interest in what amount the house sells for. Our fees aren't related to the sales price, but rather they depend on our efforts to finish the appraisal.

We analyze the difference in value things like an additional bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long properties are on the market. So, getting a professional appraisal is a trusted way to decide what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market too long, costing you time and money.